Health & Insurance Schemes for Older Persons

1. Rashtriya Vayoshri Yojana (RVY): A government scheme in India aimed at providing assisted-living devices and physical aids to senior citizens belonging to the Below Poverty Line (BPL) category.

2. Varishta Mediclaim Policy: Meant for senior citizens between 60 and 80 years of age. They can buy National Insurance Company’s Varistha Mediclaim Policy online until they are 80 years of age, while they can continue to renew the Varistha Mediclaim Policy until 90 years.

3. National Programme for Health Care of the Elderly (NPHCE): Indian initiative providing dedicated healthcare services to senior citizens aged 60 and above at different healthcare levels (primary, secondary, and tertiary) to address their unique health challenges.

4. Senior Citizen Health Insurance Scheme (SCHIS): Health Insurance coverage to se¬nior citizens as a top-up over the existing Pradhan Mantri Jan Arogya Yojana (PM-JAY) which incorporates the earlier Rashtriya Swasthya Bima Yojana (RSBY).

5. Vayo Mitra- Ayush Geri¬atric Healthcare Services: Under the National Ayush Mission, Vayo Mitra, is to provide specialized and comprehensive Ayush Geriatric Health Care Services to create awareness within the community on differ¬ent aspects of ageing.

6. Pradhan Mantri Suraksha Bima Yojana (PMSBY): PMSBY is available to people in the age group of 18-70 years with a bank or post office account and give consent to join/enable auto-debit. The risk coverage under the Scheme is 2 lakhs in case of accidental death or total permanent disability and 1 lakh for partial per¬manent disability.