Financial Assistance Schemes for Older Persons in Jammu and Kashmir

At Elderly Care India, it is our constant endeavour to compile resources and information that can help older people (senior citizens) become aware of their social welfare rights and access the various schemes, programmes and other benefits offered by the Central and State Governments.

The schemes below have been collated from various sources, including myScheme by the Government of India, so that older people who are poor, underprivileged, destitute, widowed or disabled can access financial support schemes that may help strengthen their financial position.

Since this information has been compiled independently, senior citizens are advised to carry out their own due diligence.

Financial Assistance Schemes for Older Persons in Jammu and Kashmir can be downloaded here.

Indira Gandhi National Old Age Pension Scheme (Jammu and Kashmir)

Information	Details
State / UT	Jammu and Kashmir
Compiled by	Pankaj Mehrotra, Founder – Elderly Care India
Month/Year	Jan 2025
Scheme Description	Pension scheme by the Social Welfare Department, Union Territory of Jammu and Kashmir. The scheme provides financial assistance to Below Poverty Line (BPL) households.
Eligibility	The applicant should be a Jammu and Kashmir. The applicant should be 60 years of age or older. The applicant should belong to a Below Poverty Line (BPL) family.
Central / State Scheme	State Level Scheme, Social Welfare Department, Union Territory of Jammu and Kashmir
Implementing Agencies	Social Welfare Department, Union Territory of Jammu and Kashmir
Scheme Details	Individuals aged 60 to 79 years are eligible to receive a monthly pension of ₹1,000/- as part of the old-age pension support.
Documents Required	Aadhaar Card Passport-size Photograph Identity Proof i.e. Voter ID Card or Driving License Proof of Age Below Poverty Line (BPL) Card/ Ration Card Caste Certificate (if applicable) Address Proof Bank Passbook/Bank Account Details Any other documents as required
Further Information / Process	The applicant should visit the Tehsil Social Welfare Officer (TSWO) in the concerned area. during office hours and request a hard copy of the prescribed application form from the concerned authority. Website: https://bocw.hp.nic.in/

Integrated Social Security Scheme - Old Age Pension (ISSS)

Information	Details
State / UT	Jammu and Kashmir
Compiled by	Pankaj Mehrotra, Founder – Elderly Care India
Month/Year	Jan 2025
Scheme Description	State Sponsored Scheme by the Social Welfare Department of the Govt. of Jammu and Kashmir where financial assistance is provided to Old Age Persons, Widows, Divorcees, Women in Distress, Transgenders, and Physically Handicapped Persons. The scheme is funded through Plan and Non-Plan on the basis of a 50:50 sharing pattern.
Eligibility	The age of the applicant should be at least 60 Years for Men and at least 55 Years for Women. The income of the applicant should be less than ₹ 75,000/- per annum or the applicant should be from the "Below Poverty Line (BPL)" Category.
Central / State Scheme	State Level Scheme, Social Welfare Department, Union Territory of Jammu and Kashmir
Implementing Agencies	Social Welfare Department, Union Territory of Jammu and Kashmir
Scheme Details	Pension for Old Age Person Pension for Women in Distress Pension for Physically Challenged Person Pension to Transgenders Pension of ₹1000 per pensioner per month is deposited directly into their Bank Account through DBT mode.
Documents Required	Proof of Residence (Ration Card / Voter Card, etc.) Proof of Age (Birth Certificate / Medical Certificate / Aadhaar Card / Voter Card) Income Certificate (of less than ₹ 75,000/- per annum or BPL Category) Copy of Aadhaar Card Copy of Bank Passbook Passport Sized Photograph Personal Declaration
Further Information / Process	The application forms are available with DSWO/TSWO free of cost. The applicant shall submit the duly filled and signed application form (https://jkdswdj.jk.gov.in/pdf/FORMISSS1.pdf).along with the required documents reg. the age, income, status, and address, to the concerned Tehsil Social Welfare Officer against proper receipt.