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Elderly Care India

Financial Assistance Schemes for Older Persons in Punjab

At Elderly Care India, it is our constant endeavour to compile resources and information that can help older people (senior citizens) become aware of their social welfare rights and access the various schemes, programmes and other benefits offered by the Central and State Governments.

The schemes below have been collated from various sources, including myScheme by the Government of India, so that older people who are poor, underprivileged, destitute, widowed or disabled can access financial support schemes that may help strengthen their financial position.

Since this information has been compiled independently, senior citizens are advised to carry out their own due diligence.

Financial Assistance Schemes for Older Persons in Punjab can be downloaded here.

Old Age Pension Scheme (P.B.O.C.W.W.B)

InformationDetails
State / UTPunjab
Compiled byPankaj Mehrotra, Founder – Elderly Care India
Month/YearJan 2025
Scheme DescriptionScheme' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme for the registered workers of the board. Under this scheme, the Board will provide financial assistance in the form of pension to the registered construction workers aged above 60 years and have completed 3 years of membership with the Board.
Eligibility
  1. The applicant should be a resident of Punjab.
  2. The applicant should be a Building/ Construction Worker (Unorganised Worker).
  3. The applicant should be between 18 and 60 years.
  4. The applicant should have engaged in building and construction work for at least 90 days in a given year.
  5. The applicant should have a monthly income of ₹15,000/- or below.
  6. The applicant should not be a member of any other Welfare Fund established under any law.
  7. The applicant should not have membership of the Employees' Provident Fund (EPF)/ National Pension System (NPS)/ Employees' State Insurance Corporation (ESIC).
  8. The applicant should not be an income tax payer.
  9. The applicant should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Punjab.
  10. The applicant should have completed 3 years of membership with the Board.
  11. The applicant should be above 60 years of age.
  12. The applicant should be depositing contributions to the Board continuously.
Central / State SchemeState Level Scheme, Department of Labour
Implementing AgenciesBOCW Welfare Board, Department of Labour
Scheme DetailsPension of ₹2,000/- per month.
Documents RequiredAs per BOCW Welfare Board requirements.
Further Information / Process
  1. For new registration of workers please approach the nearby Sewa Kendra or Registering officers/ Labour Inspector.

Indira Gandhi National Old Age Pension Scheme (Punjab)

InformationDetails
State / UTPunjab
Compiled byPankaj Mehrotra, Founder – Elderly Care India
Month/YearJan 2025
Scheme DescriptionSocial welfare initiative by the Department of Social Security and Development of Women and Children, Government of Punjab for Senior Citizens.
Eligibility
  1. The applicant should be a resident of Punjab.
  2. The applicant should be 60 years of age or older.
  3. The applicant should be from a Below Poverty Line (BPL) family.
  4. The applicant should not be receiving pension benefits under any social security scheme.
Central / State SchemeState Level Scheme, Department of Social Security and Development of Women and Children
Implementing AgenciesDepartment of Social Security and Development of Women and Children
Scheme Details
  1. ₹200/- month, for persons aged 60 to 79 years.
  2. ₹500/- month, for persons aged 80 years and above.
Documents Required
  1. Identity Proof (Voter ID Card, Driving License)
  2. Residence Proof
  3. Proof of Age
  4. Below Poverty Line (BPL) Card
  5. Address Proof
  6. Bank Account Details
Further Information / Process
  1. The interested applicant should visit the District Social Security Officer and request a hard copy of the prescribed format of the application form from the concerned staff.
  2. Website: https://sswcd.punjab.gov.in/en